Score
0Chula Vista, CA
139 E Naples St
840K
3 beds
2 baths
1,555 sqft
3 bd • 2 ba • 1,555 sf
Educational Use Only — NOT an appraisal or professional advice. — NOT professional advice. See terms
AI Property Analysis
0:000:00 / 0:00
List Price
$839,900
Price/Sq.Ft
$540
Year Built
1956
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
• Turnkey condition: The property is described as "turnkey," indicating it is move-in ready and requires minimal immediate repairs or renovations. This is supported by the recent kitchen remodel, fresh paint, and new dual-pane windows, all completed in 2024.
• Favorable climate risk scores: The property has minimal flood, fire, and air quality risks, with scores of 1/10 each. This translates to lower insurance costs compared to properties in higher-risk zones. The minimal flood risk is particularly beneficial, as many areas in Chula Vista are in higher flood risk zones.
• Convenient location: The property is conveniently located near the 805 freeway, providing easy access to employment centers, shopping, and entertainment throughout San Diego County. Commute times to downtown San Diego are approximately 20-25 minutes during peak hours.
• Lower crime rates compared to national and state averages: The property benefits from a total crime rate of 557.5 per 100,000 residents, which is lower than both state and national averages. Violent crime is -4.5% vs state, -12.4% vs national, and property crime is -58.1% vs state, -49.7% vs national. The safety score of 62/100 is above average.
The Bad
• Hilltop Middle School rating: The middle school assigned to this address has a rating of only 3/10, which is below average. This could be a concern for families with middle school-aged children, potentially impacting resale value. Compare this to the average middle school rating in Chula Vista, which is approximately 5/10 (source: GreatSchools.org).
• Age of the property: Built in 1956, the property is relatively old. Even with renovations, older homes are more prone to maintenance issues and may require costly repairs in the future. The average age of homes sold in Chula Vista is closer to 2000 (source: local MLS data).
• Price per square foot: At $540.13 per square foot, the property is priced slightly above the median for the 91911 zip code. The median price per square foot in 91911 is approximately $500 (source: Zillow).
• Increase in Listing price: The property was listed for sale at $839,900 on 2025-02-20, reflecting an 84.6% increase from its previous sale price of $455,000 in 2017. That's a steep price jump that may be concerning to some buyers.
The Ugly
• Potential for hidden costs associated with an older home: Despite recent renovations, older homes can have underlying issues that are not immediately apparent. These can include outdated plumbing or electrical systems, foundation problems, or the presence of asbestos or lead paint. A comprehensive inspection is crucial, and potential buyers should budget for unexpected repairs.
• Limited appreciation potential compared to newer properties: While the property has appreciated significantly in recent years, older homes may not appreciate as quickly as newer properties in desirable areas. This is due to factors such as changing buyer preferences, higher maintenance costs, and potential obsolescence.
• Robbery and Motor Vehicle Theft rates: While the overall crime rate is lower than average, the robbery (+14.6% vs national) and motor vehicle theft (+14.3% vs national) rates are higher than the national average, which may raise concerns about security.
Who is this property for?
These details are presented solely for educational purposes and are not meant to steer or limit any prospective buyer.
Best For
• First-time homebuyers seeking a turnkey property: The recent renovations, including the kitchen, bathrooms, paint, and windows, minimize immediate maintenance needs. The VA assumable loan and FHA welcome status further enhance affordability.
• Commuters needing freeway access: Its proximity to the 805 freeway provides convenient access to employment centers and attractions throughout San Diego County.
• Buyers prioritizing safety and security: The property benefits from a relatively low crime rate compared to state and national averages, offering peace of mind.
• Those seeking a move-in ready home with outdoor space: the backyard offers a blank canvas for landscaping and outdoor living projects.
Not For
• Buyers seeking a large lot or significant expansion potential: The property's lot size is typical for the neighborhood but may not be suitable for those desiring ample outdoor space or future additions.
• Individuals prioritizing top-rated schools: While Hilltop Senior High has a rating of 7/10, Hilltop Middle School's rating is 3/10, which may be a concern for some families.
• Those sensitive to freeway noise: While convenient, the proximity to the 805 freeway may result in some noise pollution.
• Buyers with concerns about the age of the home: Built in 1956, the home may have older infrastructure despite recent renovations, potentially leading to unforeseen maintenance issues.
Demographics
Area Median Income
$70,873
Property History
Price History
Ownership Timeline
$0Cash Purchase
Aug 19, 2024Ronnie E SaradponIvana L Garcia
Intrafamily Transfer
Non-Arm's Length Transactions
$455,000Financed
Aug 29, 2017Ronnie E SaradponIvana L Garcia
Grant Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Jan 6, 2014Marilou SaradponRonnie E Saradpon
Intrafamily Transfer
Non-Arm's Length Transactions
$379,000Financed
Dec 18, 2013Jlmr Investments Lp, Jlmr Investments LlcRonnie E Saradpon
Grant Deed
Standard Sale (Purchase/Resales)
$298,500Cash Purchase
Aug 23, 2013Fresh Start Real Estate LlcJlmr Investments Llc
Grant Deed
Non-Residential Arm's Length Transactions
$304,088Cash Purchase
Jun 28, 2013Kimbourne M Vasquez, Maria G VasquezFresh Start Real Estate Llc
Trustees Deed
Foreclosure
$0Financed
Jan 4, 2006Kimbourne M Vasquez, Maria G TurnerKimbourne M Vasquez, Maria G Vasquez
Intrafamily Transfer
Non-Arm's Length Transactions
$380,000Financed
Nov 19, 2003Xochitl Aguayo, Israel LopezKimbourne M Vasquez, Maria G Turner
Grant Deed
Standard Sale (Purchase/Resales)
$0Financed
Apr 30, 2003Israel Lopez, Xochitl AguayoIsrael Lopez, Xochitl Aguayo
Intrafamily Transfer
Non-Arm's Length Transactions
$0Financed
Jun 28, 2002Jose I AguayoIsrael Lopez, Xochitl Aguayo
Intrafamily Transfer
Non-Arm's Length Transactions
Property Taxes
$5,966
2024 Tax Assessment
1.4%from previous year
Assessed Value$507,556
Tax Rate1.18%
Sunlight Analysis
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Sunlight Analysis
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Schools
Nearby school quality by education level
Elementary
4.0/10
AverageMiddle
4.0/10
AverageHigh
7.0/10
GoodFinancials
Monthly Costs
Market Rent (3 bed)
Get a detailed estimate on Zillow$1,714
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$839,900
Price/sqft
$540
Layout
3 bd•2 ba
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$787,167
6.7%
Your price is 6.7% above average
Median Price
$835,000
0.6%
Based on 6 recent sales
Price per Sq.Ft
$524
3.1%
Your price is 3.1% above average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 139 E Naples Street, Chula Vista, CA 91911 | $903,000 | 1,555 | 4 | 2 | $5817.5% | 1/2/2025 |
| 1410 Aries Court, Chula Vista, CA 91911 | $950,000 | 1,560 | 4 | 2 | $60912.7% | 12/30/2024 |
| 89 Palomar Street, Chula Vista, CA 91911 | $650,000 | 1,656 | 4 | 2 | $39327.3% | 1/13/2025 |
| 1150 Napa Avenue, Chula Vista, CA 91911 | $835,000 | 1,617 | 3 | 2 | $5164.4% | 12/10/2024 |
| 1142 First Avenue, Chula Vista, CA 91911 | $635,000 | 1,400 | 3 | 2 | $45416.0% | 12/16/2024 |
| 228 E J St, Chula Vista, CA 91910 | $750,000 | 1,272 | 3 | 2 | $5909.2% | 1/3/2025 |
139 E Naples Street, Chula Vista, CA 91911
Price: $903,000
Sq.Ft: 1,555
Beds/Baths: 4/2
$/Sq.Ft:
$5817.5%
Sale Date: 1/2/2025
1410 Aries Court, Chula Vista, CA 91911
Price: $950,000
Sq.Ft: 1,560
Beds/Baths: 4/2
$/Sq.Ft:
$60912.7%
Sale Date: 12/30/2024
89 Palomar Street, Chula Vista, CA 91911
Price: $650,000
Sq.Ft: 1,656
Beds/Baths: 4/2
$/Sq.Ft:
$39327.3%
Sale Date: 1/13/2025
1150 Napa Avenue, Chula Vista, CA 91911
Price: $835,000
Sq.Ft: 1,617
Beds/Baths: 3/2
$/Sq.Ft:
$5164.4%
Sale Date: 12/10/2024
1142 First Avenue, Chula Vista, CA 91911
Price: $635,000
Sq.Ft: 1,400
Beds/Baths: 3/2
$/Sq.Ft:
$45416.0%
Sale Date: 12/16/2024
228 E J St, Chula Vista, CA 91910
Price: $750,000
Sq.Ft: 1,272
Beds/Baths: 3/2
$/Sq.Ft:
$5909.2%
Sale Date: 1/3/2025
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