keepup
428 Riverdale Rd
Score
78
Severna Park, MD

428 Riverdale Rd

386K
2 bd • 1 ba • 1,374 sf

Educational Use Only — NOT professional advice. See terms

AI Property Analysis

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Property Overview

List Price
$386,000
-49%vs 21146
Price/Sq.Ft
$281
-1%vs 21146

Price Analysis

How the list price compares to AI estimate

within range

List Price

$386,000

$386k
$457k
AI Estimated Range
$386,000
-20% Below+20% Above

AI estimates this property's value between $386,000 - $456,692 based on comparable sales and condition (Confidence: 76%). Educational analysis only, not a professional appraisal or valuation.

Market Data Points

3 data points for educational exploration

*Educational market data analysis only. Consult licensed real estate professionals for negotiation strategies and market advice.*

Offer Analysis

AI-generated starting point for educational purposes

Data Coverage: High

AI Suggested Starting Point

$386,000

Targets the lower end of recent sale outcomes observed between $386,000 and $456,692.

How This Was Calculated

The offer matches the lower bound of the educational range, reflecting the $14,810 condition adjustment, a 21.1% per‑sqft discount to comps, and the seller's likely motivation after 350 days on market. This price positions the buyer competitively while preserving upside for future appreciation.

AI-generated educational analysis. Not professional advice, an appraisal, or a recommended offer. Consult licensed agents and attorneys for negotiation strategies.

AI Analysis Score
78
70
Home Condition
75
Natural Light
88
Market Data
72
Location

*AI scoring for educational purposes only. Scores are subjective and not professional evaluations. Consult licensed professionals for property assessments.*

Visual Insights

AI-analyzed spaces with reimagining capabilities

Faded Exterior Paint
Faded Exterior Paint

Faded Exterior Paint

The yellow exterior paint is faded and peeling in areas, suggesting it needs a fresh coat.

Cracked Driveway
Cracked Driveway

Cracked Driveway

The driveway has visible cracks and could benefit from resurfacing or replacement.

Outdated Ceiling Fan
Outdated Ceiling Fan

Outdated Ceiling Fan

The ceiling fan in the bedroom is outdated and could be replaced with a more modern fixture.

Drop Ceiling
Drop Ceiling

Drop Ceiling

The drop ceiling in the basement is dated and can lower the perceived value of the space.

Carpet
Carpet

Carpet

The carpet in the basement appears worn and could benefit from replacement.

Porch Flooring
Porch Flooring

Porch Flooring

The wood flooring on the porch shows signs of wear and could use refinishing or replacement.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$386,000
-30%List: $386,000+30%
20%
$77,200of $386,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,621/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$103,383
Closing Costs
+$26,183
Down Payment
$77,200
Buyer Agent Fee
$9,843
Loan Fees
$3,088
Title & Escrow
$2,316
Inspections
$900
Transfer Tax
$4,246
Prepaid Expenses
$5,790

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Data Buyer Power
Market Speed
350 days
vs 36 day average
This home has been listed for 350 days, while homes in this area typically sell in 36 days
Inventory Health
45
homes for sale
24 homes sold last month, indicating 1.9x more supply than demand
Price Dynamics
98.6%
of asking price
Homes typically sell for 1.4% below asking price

*Market analysis for educational purposes only. Historical data may not predict future performance. Consult real estate professionals for market guidance.*

Price Trajectory

$770,000
Current median price
-7.1%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Historical Data: data suggests softening
Prices are down 3.1% over the last 3 months
3 Months
-3.1%
6 Months
+10.8%
1 Year
-7.1%

Historical price trends for educational purposes only. Past performance does not predict future results. Consult professionals for market forecasts.

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Home sales increasing 134.9% over the past 3 months suggests stronger seller position.

Historical Comparison
Current Value
$770,000
3 Months Ago
$600,000
+28.3%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$386,000
Price/sqft
$281
Layout
2 bd1 ba
Days on market
350 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$474,667

18.7%

Your price is 18.7% below average

Median Price

$495,000

22.0%

Based on 6 recent sales

Price per Sq.Ft

$356

21.1%

Your price is 21.1% below average $/sqft

Comparable Properties

623 LAUREL DR, PASADENA, MD 21122
Price: $435,000
Sq.Ft: 1,122
Beds/Baths: 3/1
$/Sq.Ft:
$38838.0%
Sale Date: 8/14/2025
301 GREEN DR, PASADENA, MD 21122
Price: $495,000
Sq.Ft: 1,604
Beds/Baths: 3/1
$/Sq.Ft:
$3099.9%
Sale Date: 7/22/2025
478 CENTER ST, PASADENA, MD 21122
Price: $380,000
Sq.Ft: 1,356
Beds/Baths: 3/2
$/Sq.Ft:
$2800.2%
Sale Date: 6/11/2025
593 RIVERSIDE DR, PASADENA, MD 21122
Price: $563,000
Sq.Ft: 1,152
Beds/Baths: 3/2
$/Sq.Ft:
$48974.0%
Sale Date: 8/1/2025
310 CLAIBORNE RD, PASADENA, MD 21122
Price: $455,000
Sq.Ft: 1,350
Beds/Baths: 3/2
$/Sq.Ft:
$33720.0%
Sale Date: 5/22/2025
285 LAGUNA CIR, SEVERNA PARK, MD 21146
Price: $520,000
Sq.Ft: 1,560
Beds/Baths: 3/2
$/Sq.Ft:
$33318.7%
Sale Date: 6/25/2025

Schools

Details about nearby schools in this area

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Major Risk Profile

This property has 0 severe, 1 major, and 3 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Educational Tour Ideas

Educational suggestions for property tours

Inspect the basement for signs of moisture, including water stains, mold, and musty odors, especially near the walls and floor.

Thoroughly inspect the roof from the ground (and ideally from a ladder, if safe) for missing, damaged, or curling shingles, and check for any signs of leaks in the attic.

Operate the sump pump by pouring water into the sump pit to ensure it is functioning correctly and effectively removing water.

Educational Questions

Sample questions for educational purposes

Can you provide documentation for the 'new liner' in the wood-burning fireplace, including warranty information and inspection reports?

What is the maintenance schedule and cost associated with the new Hoot BNR septic system, and can we review the maintenance agreement with OSIS LLC?

Educational suggestions only. Consult licensed real estate professionals, home inspectors, and your agent for professional guidance on property tours and inspections.

Property Discussion

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