986 Breakwater Dr
Educational Use Only — NOT an appraisal or professional advice. — NOT professional advice. See terms
AI Property Analysis
0:00Property Overview
Price Analysis
How the list price compares to AI estimate
List Price
$369,000
AI estimates this property's value between $367,380 - $416,792 based on comparable sales and condition (Confidence: 77%). Educational analysis only, not a professional appraisal or valuation.
Market Data Points
3 data points for educational exploration
*Educational market data analysis only. Consult licensed real estate professionals for negotiation strategies and market advice.*
Offer Analysis
AI-generated starting point for educational purposes
AI Suggested Starting Point
Targets the lower end of recent sale outcomes observed between $367,380 and $416,792.
How This Was Calculated
The offer equals the lower bound of the educational range, reflecting the $20,800 repair allowance, the major flood/wind exposure, and the $3,300 annual HOA burden. With only 4 days on market and a buyer‑friendly environment (sale‑to‑list 98.4%, average offers 2.3), the seller is likely motivated to accept a price that acknowledges these quantifiable risks while still providing a quick close.
Quantitative drivers
- Condition repairs-$1,396
Visible repairs estimated at $20,800.
AI-generated educational analysis. Not professional advice, an appraisal, or a recommended offer. Consult licensed agents and attorneys for negotiation strategies.
*AI scoring for educational purposes only. Scores are subjective and not professional evaluations. Consult licensed professionals for property assessments.*
Visual Insights
AI-analyzed spaces with reimagining capabilities
Outdated Kitchen Cabinets
The kitchen cabinets are white with wood trim, which is a dated style. Replacing them would significantly improve the kitchen's appearance.
Dated Bathroom Fixtures
The bathroom features a basic vanity, mirror, and lighting fixture that are outdated. Upgrading these would modernize the space.
Worn Carpet
The carpet on the stairs and in some rooms appears worn and could benefit from replacement.
Renovation Assessment
Prioritized renovations based on property inspection and market impact.
High Priority Renovations
No required renovations identified
Note: these are rough estimates. For more accurate estimates, please contact a professional.
Monthly Costs
Interactive breakdown of estimated monthly expenses
Upfront Transaction Costs
Estimated costs due at closing, including down payment and fees
* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.
** Buyer agent fees are negotiable and may sometimes be covered by the seller.
Buyer Power Index
*Market analysis for educational purposes only. Historical data may not predict future performance. Consult real estate professionals for market guidance.*
Price Trajectory
Historical price trends for educational purposes only. Past performance does not predict future results. Consult professionals for market forecasts.
Historical Market Pulse
Key metrics over time, revealing market momentum and patterns
Negotiation Insight
Home sales increasing 104.2% over the past 3 months suggests stronger seller position.
Subject Property
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$401,833
Your price is 8.2% below average
Median Price
$400,000
Based on 6 recent sales
Price per Sq.Ft
$296
Your price is 9.2% below average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 1021 CEDAR RIDGE CT, ANNAPOLIS, MD 21403 | $400,000 | 1,320 | 3 | 3 | $30312.8% | 10/2/2025 |
| 1028 CEDAR RIDGE CT, ANNAPOLIS, MD 21403 | $395,000 | 1,320 | 3 | 3 | $29911.3% | 9/17/2025 |
| 5 EDGEWOOD GREEN CT, ANNAPOLIS, MD 21403 | $405,000 | 1,368 | 3 | 3 | $29610.2% | 9/2/2025 |
| 4 MIZZEN CT, ANNAPOLIS, MD 21403 | $390,000 | 1,392 | 3 | 3 | $2804.2% | 8/29/2025 |
| 911 BREAKWATER DR, ANNAPOLIS, MD 21403 | $390,000 | 1,392 | 2 | 3 | $2804.2% | 6/24/2025 |
| 17 EDGEWOOD GREEN CT, ANNAPOLIS, MD 21403 | $431,000 | 1,368 | 2 | 3 | $31517.2% | 5/30/2025 |
Schools
Details about nearby schools in this area
Climate Risks
Assessment of climate-related hazards for this property
Major Risk Profile
This property has 0 severe, 1 major, and 3 moderate risk factors
Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.
Sunlight Analysis
Data provided by Shadowmap
Loading sunlight data...
Educational Tour Ideas
Educational suggestions for property tours
Inspect the interior and exterior of the unit for any signs of water damage, especially around windows, doors, and the foundation.
Check the smoke detectors and carbon monoxide detectors to ensure they are present and functioning.
Educational Questions
Sample questions for educational purposes
Given the major flood risk indicated in the climate risk assessment, has the property ever experienced flooding, and if so, what mitigation measures have been taken?
What is included in the $275/month HOA fee, and are there any planned increases or special assessments?
What is the age of the electric heat pump system for both heating and cooling, and when was it last serviced?
Given the moderate fire risk, are there any specific fire safety measures in place, such as smoke detectors or sprinkler systems, and are they up to code?
Educational suggestions only. Consult licensed real estate professionals, home inspectors, and your agent for professional guidance on property tours and inspections.
Property Discussion
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